Mafunso Ofunsidwa Kawirikawiri
Mafunso Ofunsidwa Kawirikawiri
Mafunso Onse
Kodi Ma App a Ngongole Malawi n'chiyani?
Ma App a Ngongole Malawi ndi nsanja yaulere yoyerekezerera ngongole yomwe imakuthandizani kupeza ndi kuyerekezera mitundu ya ngongole kuchokera kwa obwereketsa ovomerezeka m'dziko lonseli la Malawi. Timapereka zida, zowerengera, ndi zothandizira kuti zikuthandizeni kupanga zisankho zodziwika bwino pobwereka.
Kodi ntchitoyi ndi yaulere ndithu?
Inde, ntchito yathu yoyerekezera ndi yaulere kwathunthu kwa obwereka. Timapeza ndalama kuchokera kwa obwereketsa pamene makasitomala alumikizidwa, koma izi sizimakhudza zikhalidwe za ngongole yanu kapena malingaliro athu.
Kodi obwereketsa omwe ali pa nsanja yanu ndi ovomerezeka?
Inde, obwereketsa onse omwe ali pa nsanja yathu ndi mabungwe azachuma ovomerezeka ndi olamulidwa omwe amagwira ntchito movomerezeka ndi malamulo m'dziko la Malawi. Timatsimikizira wobwereketsa aliyense tisanawaike pamndandanda.
Kufunsira Ngongole
Kodi kuyerekezera ngongole kungakhudze mbiri yanga ya ngongole?
Kugwiritsa ntchito zida zathu zoyerekezera sikukhudza mbiri yanu ya ngongole. Mukapereka fomu yofunsira kwa wobwereketsa, akhoza kufufuza mbiri yanu ya ngongole zomwe zingakhudze ziwerengero zanu.
Zimatenga nthawi yayitali bwanji kuti munthu avomerezedwe?
Nthawi yovomerezedwa imasiyana malingana ndi wobwereketsa komanso mtundu wa ngongole. Obwereketsa ena amapereka chivomerezo chapompopompo, pamene ena angatenge masiku 1-3 ogwira ntchito. Ngongole zaumwini nthawi zambiri zimavomerezedwa msanga kuposa ngongole za nyumba.
Ndikufunika zikalata ziti?
Zofunikira zomwe zimafala ndi monga chiphaso cha umunthu (ID), umboni wa ndalama zomwe mumapeza, zolemba za ku banki, ndi umboni wa adiresi. Zofunikira zenizeni zimasiyana malingana ndi wobwereketsa ndi mtundu wa ngongole. Onani masamba a wobwereketsa aliyense kuti mudziwe zambiri.
Kodi ndingafunsire ngati mbiri yanga ya ngongole siili bwino?
Inde, timagwira ntchito ndi obwereketsa omwe amalandira ofunsira a mbiri zosiyanasiyana za ngongole. Komabe, mbiri yotsika ya ngongole ingachititse chiwongola dzanja chokwera kapena kufunika kwa zikalata zowonjezera.
Chiwongola Dzanja & Zolipiritsa Zina
N'chifukwa chiyani chiwongola dzanja chimasintha?
Chiwongola dzanja chimadalira zinthu zingapo monga mbiri ya ngongole, ndalama zomwe mumapeza, kuchuluka kwa ngongole, nthawi yobweza, ndi momwe msika ulili m'dziko la Malawi. Wobwereketsa aliyense ali ndi njira zake zodziwira chiwongola dzanja.
Kodi pali ndalama zilizonse zobisika?
Ayi, ife sitilipiritsa ndalama iliyonse. Komabe, obwereketsa ena akhoza kukhala ndi ndalama zoyambira, zokonzekera, kapena zilango zobwezera msanga. Nthawi zonse werengani mgwirizano wa ngongole mosamala musanavomereze.
Kodi APR n'chiyani?
APR (Annual Percentage Rate) imayimira mtengo wonse wa pachaka wa ngongole, kuphatikizapo chiwongola dzanja ndi ndalama zina. Imapereka chithunzi cholondola cha mtengo wa ngongole kuposa chiwongola dzanja chokha.
Zinsinsi & Chitetezo
Kodi zambiri zanga zili zotetezeka?
Inde, timagwiritsa ntchito chitetezo chapamwamba ngati cha ku banki (SSL/TLS) kuteteza zambiri zanu. Zambiri zanu zimangogawidwa ndi obwereketsa omwe mwasankha kulumikizana nawo. Werengani Mfundo Zathu Zachinsinsi kuti mudziwe zambiri.
Ndani angathe kuona zambiri zanga?
Zambiri zanu zimangogawidwa ndi obwereketsa omwe mwasonyeza chidwi nawo. Sitigulitsa zambiri zanu kwa anthu ena. Mutha kuwongolera zambiri zomwe mumagawana nthawi iliyonse.
Mitundu ya Ngongole
Ndi mitundu iti ya ngongole yomwe ndingayerekezere?
Timapereka zoyerekezera za ngongole zaumwini, za bizinesi, za maphunziro, za nyumba, ndi za galimoto m'dziko la Malawi. Mtundu uliwonse wa ngongole uli ndi obwereketsa apadera ndi zofunikira zake.
Kodi pali kusiyana kotani pakati pa ngongole yotetezedwa ndi yosatetezedwa?
Ngongole zotetezedwa zimafuna chikole (monga nyumba kapena galimoto) ndipo nthawi zambiri zimakhala ndi chiwongola dzanja chotsika. Ngongole zosatetezedwa sizifuna chikole koma zikhoza kukhala ndi chiwongola dzanja chokwera.
Muli Ndi Mafunso Enanso?
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